/* RuLoans partner sign-up — styles.
   Layout: one content column (max 1120px) with a split hero; sections stack on phones. */
:root {
  --ink: #12233f;          /* headings, nav */
  --text: #3a4659;         /* body copy */
  --muted: #6b7587;
  --bg: #f6f8fb;           /* page ground, slight blue bias */
  --surface: #ffffff;
  --line: #dfe5ee;
  --blue: #2f63a8;         /* from the RuLoans logo blue */
  --blue-deep: #173e74;
  --red: #c8232a;          /* from the RuLoans logo red */
  --orange: #b9510f;       /* orange, darkened for readable text */
  --on-accent: #ffffff;
  --chip: #ffffff;         /* logo plates stay white in both themes */
  --tint: #e9f0fa;
  --display: "Sora", "Segoe UI", system-ui, sans-serif;
  --body: "Mukta", "Segoe UI", system-ui, sans-serif;
  color-scheme: light;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --ink: #eef3fb; --text: #c4cddb; --muted: #94a0b4; --bg: #0e1626; --surface: #16213a;
    --line: #26344f; --blue: #6b9be0; --blue-deep: #1d3a66; --red: #ef5a5f; --orange: #f48a4a; --tint: #1a2b4a;
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --ink: #eef3fb; --text: #c4cddb; --muted: #94a0b4; --bg: #0e1626; --surface: #16213a;
  --line: #26344f; --blue: #6b9be0; --blue-deep: #1d3a66; --red: #ef5a5f; --orange: #f48a4a; --tint: #1a2b4a;
  color-scheme: dark;
}

* { box-sizing: border-box; }
[hidden] { display: none !important; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }
body {
  margin: 0; background: var(--bg); color: var(--text);
  font-family: var(--body); font-size: 1.0625rem; line-height: 1.6;
}
img { max-width: 100%; }
a { color: var(--blue); }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible {
  outline: 3px solid var(--red); outline-offset: 2px;
}
h1, h2, h3 { font-family: var(--display); color: var(--ink); line-height: 1.2; text-wrap: balance; margin: 0; }
h1 { font-size: clamp(2rem, 4.5vw, 3.1rem); font-weight: 700; letter-spacing: -0.02em; }
h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); font-weight: 700; letter-spacing: -0.01em; }
h3 { font-size: 1.15rem; font-weight: 600; }
p { margin: 0; }

.wrap { width: 100%; max-width: 1120px; margin-inline: auto; padding-inline: 20px; }
section { padding-block: 64px; }
.eyebrow {
  font-family: var(--display); font-size: 0.78rem; font-weight: 600; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--orange);
}
.lead { font-size: 1.2rem; max-width: 60ch; }
.stack { display: grid; gap: 16px; }

/* Header */
.top-strip { background: var(--blue-deep); color: #dce6f5; font-size: 0.9rem; }
.top-strip .wrap { display: flex; flex-wrap: wrap; gap: 6px 24px; justify-content: space-between; padding-block: 6px; }
.top-strip a { color: #ffffff; text-decoration: none; }
header.site {
  position: sticky; top: env(safe-area-inset-top, 0px); z-index: 10;
  background: var(--surface); border-bottom: 1px solid var(--line);
}
header.site .wrap { display: flex; align-items: center; gap: 16px; padding-block: 10px; flex-wrap: wrap; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--ink); }
.brand-plate {
  background: var(--chip); border-radius: 8px; padding: 6px 10px; display: flex; align-items: center;
  border: 1px solid var(--line);
}
.brand-plate img { height: 46px; width: auto; display: block; }
.wordmark { font-family: var(--display); font-weight: 700; color: #173e74; line-height: 1.05; font-size: 1rem; }
.wordmark small { display: block; font-family: var(--body); font-weight: 500; font-size: 0.72rem; color: #c8232a; letter-spacing: 0.06em; text-transform: uppercase; }
nav.main { display: flex; gap: 20px; margin-left: auto; flex-wrap: wrap; align-items: center; }
nav.main a { color: var(--ink); text-decoration: none; font-weight: 500; }
nav.main a:hover { color: var(--red); }
nav.main a.btn, nav.main a.btn:hover { color: var(--on-accent); }

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font-family: var(--display); font-weight: 600; font-size: 0.95rem;
  padding: 12px 22px; border-radius: 999px; text-decoration: none; border: 2px solid transparent;
  cursor: pointer; transition: transform .15s ease, background .15s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-red { background: var(--red); color: var(--on-accent); }
.btn-blue { background: var(--blue); color: var(--on-accent); }
.btn-ghost { border-color: var(--blue); color: var(--blue); background: transparent; }
.btn-sm { padding: 8px 16px; font-size: 0.88rem; }

/* Hero */
.hero { background: linear-gradient(160deg, var(--tint), var(--bg) 70%); padding-block: 56px 64px; }
.hero .wrap { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 40px; align-items: center; }
.hero .copy { display: grid; gap: 20px; min-width: 0; }
.hero .actions { display: flex; flex-wrap: wrap; gap: 12px; }
.hero-card {
  background: var(--surface); border: 1px solid var(--line); border-radius: 16px; padding: 24px;
  box-shadow: 0 18px 40px -24px rgba(23, 62, 116, .45); display: grid; gap: 16px; min-width: 0;
}
.duo { display: flex; align-items: center; justify-content: center; gap: 14px; flex-wrap: wrap; }
.duo .brand-plate img { height: 40px; }
.duo .x { font-family: var(--display); font-weight: 700; color: var(--red); font-size: 1.3rem; }

/* Stats */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: 14px; overflow: hidden; }
.stat { background: var(--surface); padding: 20px; display: grid; gap: 2px; }
.stat b { font-family: var(--display); font-size: 1.7rem; color: var(--blue); font-variant-numeric: tabular-nums; }
.stat span { font-size: 0.92rem; color: var(--muted); }
.stat em { font-style: normal; font-size: 0.72rem; text-transform: uppercase; letter-spacing: .08em; color: var(--red); }

/* Grids */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 32px; align-items: start; }
.tile { background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 22px; display: grid; gap: 8px; align-content: start; }
.tile .tag { font-size: 0.8rem; color: var(--muted); }
.section-head { display: grid; gap: 10px; margin-bottom: 32px; max-width: 70ch; }

.banks { display: flex; flex-wrap: wrap; gap: 10px; }
.banks span { background: var(--surface); border: 1px solid var(--line); border-radius: 999px; padding: 6px 14px; font-size: 0.92rem; color: var(--ink); }

/* Partner band */
.band { background: var(--blue-deep); color: #dce6f5; border-radius: 18px; padding: 36px; display: grid; grid-template-columns: 1fr auto; gap: 24px; align-items: center; }
.band h2 { color: #ffffff; }
.band .actions { display: flex; flex-wrap: wrap; gap: 12px; }
.band .btn-ghost { border-color: #ffffff; color: #ffffff; }

/* EMI calculator */
.calc { background: var(--surface); border: 1px solid var(--line); border-radius: 14px; padding: 24px; display: grid; gap: 18px; }
.field { display: grid; gap: 6px; }
.field label { font-weight: 600; color: var(--ink); display: flex; justify-content: space-between; gap: 8px; }
.field output { font-variant-numeric: tabular-nums; color: var(--blue); }
input[type="range"] { width: 100%; accent-color: var(--red); }
.emi-out { border-top: 1px dashed var(--line); padding-top: 16px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.emi-out div { display: grid; }
.emi-out b { font-family: var(--display); color: var(--ink); font-size: 1.2rem; font-variant-numeric: tabular-nums; }
.emi-out span { font-size: 0.85rem; color: var(--muted); }

/* Steps */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; counter-reset: step; }
.steps li { list-style: none; background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 22px; display: grid; gap: 8px; align-content: start; }
.steps li::before { counter-increment: step; content: "Step " counter(step); font-family: var(--display); font-size: .78rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--red); }
ol.steps { padding: 0; margin: 0; }

/* Form */
form.lead-form { background: var(--surface); border: 1px solid var(--line); border-radius: 16px; padding: 24px; display: grid; gap: 14px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
form.lead-form label { display: grid; gap: 6px; font-weight: 600; color: var(--ink); font-size: 0.95rem; }
form.lead-form input, form.lead-form select {
  font: inherit; font-weight: 400; padding: 10px 12px; border-radius: 8px; border: 1px solid var(--line);
  background: var(--bg); color: var(--text); width: 100%; min-width: 0;
}
.consent { display: flex !important; gap: 10px; align-items: flex-start; font-weight: 400 !important; font-size: .9rem !important; color: var(--text) !important; }
.consent input { width: auto !important; margin-top: 5px; }
.form-done { background: var(--tint); border-radius: 12px; padding: 18px; display: grid; gap: 10px; }
.check-list { margin: 0; padding: 0; list-style: none; display: grid; gap: 10px; }
.check-list li { padding-left: 28px; position: relative; }
.check-list li::before { content: ""; position: absolute; left: 4px; top: 9px; width: 12px; height: 7px; border-left: 3px solid var(--red); border-bottom: 3px solid var(--red); transform: rotate(-45deg); }

/* Footer */
footer.site { background: var(--surface); border-top: 1px solid var(--line); padding-block: 40px 24px; font-size: 0.95rem; }
footer.site .cols { display: grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 28px; }
footer.site h3 { font-size: 1rem; margin-bottom: 8px; }
footer.site ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 6px; }
footer.site a { color: var(--text); text-decoration: none; }
footer.site a:hover { color: var(--red); }
.fine { margin-top: 28px; padding-top: 16px; border-top: 1px solid var(--line); color: var(--muted); font-size: 0.82rem; }

@media (max-width: 900px) {
  .hero .wrap, .grid-2, .band { grid-template-columns: 1fr; }
  .grid-3, .steps, .stats { grid-template-columns: repeat(2, 1fr); }
  footer.site .cols { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
  section { padding-block: 44px; }
  .grid-3, .steps, .stats, .form-row, footer.site .cols { grid-template-columns: 1fr; }
  .emi-out { grid-template-columns: 1fr; }
  .band { padding: 24px; }
  .top-strip .wrap { justify-content: flex-start; }
}

/* Graphics */
.art { display: block; width: 100%; height: auto; max-width: 100%; border-radius: 16px; }
.art-plate { background: var(--chip); border-radius: 18px; padding: 12px; border: 1px solid var(--line); }
.hero-art { display: grid; gap: 16px; min-width: 0; }
.logo-hero { background: var(--chip); border-radius: 18px; border: 1px solid var(--line); padding: 18px; display: grid; justify-items: center; gap: 10px; }
.logo-hero img { width: min(260px, 70%); height: auto; }
.tagline { font-family: var(--display); font-weight: 600; color: #05608f; font-size: .95rem; text-align: center; }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; }
.split > * { min-width: 0; }
.split.flip > :first-child { order: 2; }

/* Product tiles with graphics */
.prod { display: grid; grid-template-columns: 1fr; gap: 16px; align-items: start; }
.prod img { width: 72px; height: 72px; object-fit: contain; background: var(--chip); border-radius: 14px; padding: 6px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }

/* Icon cards */
.icard { background: var(--surface); border: 1px solid var(--line); border-radius: 14px; padding: 22px; display: grid; gap: 10px; align-content: start; justify-items: start; }
.icard img { width: 64px; height: 64px; object-fit: contain; background: var(--chip); border-radius: 14px; padding: 6px; }
.icard.center { justify-items: center; text-align: center; }
.icard.center img { width: 96px; height: 96px; border-radius: 50%; padding: 10px; }
.icard.doc img { width: 120px; height: 90px; border-radius: 10px; }

/* Lender logos */
.lenders { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.lender { background: var(--chip); border: 1px solid var(--line); border-radius: 12px; height: 84px; display: flex; align-items: center; justify-content: center; padding: 14px 18px; }
.lender img { max-height: 46px; width: auto; max-width: 100%; object-fit: contain; }
.lender.more { background: var(--blue-deep); color: #ffffff; font-family: var(--display); font-weight: 600; text-align: center; line-height: 1.25; border-color: transparent; }
.lender.more b { display: block; font-size: 1.5rem; }

/* Steps with images */
.steps.pics li img { width: 72px; height: 72px; object-fit: contain; background: var(--chip); border-radius: 14px; padding: 6px; }

/* FAQ */
.faq { display: grid; gap: 10px; max-width: 860px; }
.faq details { background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 16px 20px; }
.faq summary { cursor: pointer; font-family: var(--display); font-weight: 600; color: var(--ink); }
.faq details p { margin-top: 10px; }

/* Floating WhatsApp */
.wa-float { position: fixed; right: 16px; bottom: calc(16px + env(safe-area-inset-bottom, 0px)); z-index: 20; background: #15803d; color: #ffffff; border-radius: 999px; padding: 12px 18px; font-family: var(--display); font-weight: 600; font-size: .9rem; text-decoration: none; box-shadow: 0 10px 24px -10px rgba(0,0,0,.5); }

@media (max-width: 900px) {
  .split, .grid-4 { grid-template-columns: 1fr 1fr; }
  .split { grid-template-columns: 1fr; }
  .split.flip > :first-child { order: 0; }
}
@media (max-width: 560px) {
  .grid-4 { grid-template-columns: 1fr; }
  .lenders { grid-template-columns: 1fr 1fr; }
  .lender { height: 70px; }
}

/* City links */
.cities { display: flex; flex-wrap: wrap; gap: 10px; }
.cities a { background: var(--surface); border: 1px solid var(--line); border-radius: 999px; padding: 6px 14px; color: var(--ink); text-decoration: none; font-size: .95rem; }
.cities a:hover { border-color: var(--blue); color: var(--blue); }
.cities a[aria-current="page"] { background: var(--blue); border-color: var(--blue); color: var(--on-accent); }
footer.site .cities a { padding: 4px 12px; font-size: .88rem; }
.city-intro { gap: 12px; max-width: 100%; }
.city-intro p { max-width: 75ch; }

/* Utility */
.hp { position: absolute !important; left: -9999px; width: 1px; height: 1px; opacity: 0; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
button[disabled] { opacity: .7; cursor: wait; }
.lender-text { font-family: var(--display); font-weight: 700; color: #a0144f; font-size: 1.15rem; text-align: center; line-height: 1.15; }
.lender-text small { display: block; font-family: var(--body); font-weight: 500; font-size: .78rem; color: #5b6475; }

/* Mobile menu */
.menu-btn { display: none; margin-left: auto; width: 44px; height: 44px; border: 1px solid var(--line); border-radius: 10px; background: var(--surface); cursor: pointer; flex-direction: column; align-items: center; justify-content: center; gap: 5px; padding: 0; }
.menu-btn span { display: block; width: 20px; height: 2px; background: var(--ink); border-radius: 2px; transition: transform .2s ease, opacity .2s ease; }
.menu-open .menu-btn span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.menu-open .menu-btn span:nth-child(2) { opacity: 0; }
.menu-open .menu-btn span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

@media (max-width: 1100px) {
  .lenders { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 960px) {
  header.site .wrap { flex-wrap: nowrap; }
  .menu-btn { display: inline-flex; }
  nav.main { display: none; }
  .menu-open nav.main {
    display: flex; flex-direction: column; align-items: stretch; gap: 0;
    position: absolute; left: 0; right: 0; top: 100%; background: var(--surface);
    border-bottom: 1px solid var(--line); padding: 8px 20px 16px; box-shadow: 0 16px 24px -16px rgba(0,0,0,.35);
  }
  .menu-open nav.main a { padding: 12px 0; border-bottom: 1px solid var(--line); }
  .menu-open nav.main a.btn { margin-top: 12px; border-bottom: 0; padding: 12px 20px; }
}
@media (max-width: 560px) {
  .lenders { grid-template-columns: 1fr 1fr; gap: 10px; }
  .lender { padding: 10px 12px; }
  .lender img { max-height: 38px; }
  .brand-plate img { height: 38px; }
  .brand { gap: 8px; }
  .top-strip { font-size: .8rem; }
  .top-strip .wrap > span:first-child { display: none; }
  h1 { font-size: clamp(1.75rem, 8vw, 2.2rem); }
  .hero { padding-block: 32px 40px; }
  .stat b { font-size: 1.4rem; }
  .icard.doc.prod { grid-template-columns: 90px 1fr !important; }
  .icard.doc img { width: 90px; height: 68px; }
  .wa-float { padding: 10px 14px; font-size: .82rem; }
}
@media (max-width: 380px) {
  .brand-plate { padding: 4px 6px; }
  .brand-plate img { height: 32px; }
  .wrap { padding-inline: 16px; }
}
@media (min-width: 1600px) {
  .wrap { max-width: 1280px; }
  body { font-size: 1.125rem; }
}

/* Sign-up form in the partner hero */
.signup-card form.lead-form { border: 0; padding: 0; background: transparent; }
@media (max-width: 900px) {
  .hero .copy .check-list, .hero .copy > p:last-child { display: none; }
  .signup-card { padding: 18px; }
}

/* "Apply now" link on loan product tiles */
.apply-link { font-weight: 600; color: var(--red); text-decoration: none; margin-top: 4px; }
.apply-link::after { content: " →"; }
.apply-link:hover { text-decoration: underline; }
form.lead-form.hero-card h3 { margin: 0 0 4px; }
.small-login { font-size: .92rem; color: var(--muted); margin: 0; }